Paisa in Hand is operated by Acolyte Finserv Limited, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India. We disburse loans only to eligible applicants after due diligence, credit assessment, and verification as per our internal policies and applicable RBI guidelines.

The content on this website, including rates, eligibility criteria, and processing timelines, is provided for general informational purposes and is subject to change without prior notice. It does not constitute a guarantee of loan approval, a specific interest rate, or a specific disbursal timeline. Final terms are confirmed only through your individual sanction letter and loan agreement.

Paisa in Hand does not charge any upfront fee against the sanction or disbursal of a loan. Anyone claiming to represent us and demanding such a fee is not part of our organisation, and we accept no responsibility for losses suffered as a result of dealing with such persons. Genuine communication from us will only originate from our official domain and verified contact numbers listed on this website.

We advise all users, prospects, and customers not to share an OTP, password, or any other confidential account credential with anyone, including individuals claiming to be Paisa in Hand staff. Our representatives will never ask you to share an OTP over a call or message to process your loan.

While we make reasonable efforts to keep information on this Platform accurate and up to date, we make no warranties or representations of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information, products, or services contained on the website for any purpose. Any reliance you place on such information is strictly at your own risk.

Through this website, you may be able to link to other websites that are not under the control of Paisa in Hand. We have no control over the nature, content, and availability of those sites, and the inclusion of any link does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the Platform up and running smoothly. However, Paisa in Hand takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control, or for losses arising from any third party impersonating us or engaging in fraudulent activity. Anyone dealing with such persons does so entirely at their own risk.

If you come across any fake website, email ID, advertisement, or call claiming to represent Paisa in Hand, please report it to us immediately and consider informing your local law enforcement authority.

• Genuine emails from us will only be sent from our official @paisainhand.in domain.
• We will never request upfront fees, OTPs, or passwords before loan disbursal.
• When in doubt, verify any communication through our official helpline before responding.

You can report suspicious activity or raise a complaint through our Grievance Redressal page or by writing to support@paisainhand.in.