We will send a 4-digit OTP to verify your identity and continue the application safely.
Phone verification
Phone
Current
OTP
Next
I hereby confirm my Household Income* is more than INR 3 Lakh annually.
By continuing, I agree to the Terms and Conditions, and Privacy Policy and have read/understood the approach for Gradation of Risk.
I hereby accord my Aadhaar consent, give consent for retrieval of records from CKYCR, and authorize contact via e-mail, phone call, SMS, WhatsApp, and/or any other mode.
* I confirm that my annual household income is more than Rs. 3,00,000/- and that the information provided here is true and correct.
Pre-closure Charges
No charges
applied
Interest Charges
1%
per day
Annual Percentage Rate
Up to 46%
APR
Cheque Bounce Charges
₹500
+ GST
Processing fees up to 10%
Click the button below to see your loan calculation results.
Checking rate won't affect your credit score. Calculator results are for illustrative purposes only.
Regulatory note
Registered lending partner
Operated in line with applicable RBI guidelines.
Official communication only
Loan updates, approvals, and support should come from verified channels.
No unauthorized app disbursal
We do not ask users to rely on random apps that copy our brand.
Report suspicious activity
If someone misuses our name or logo, notify us immediately.
Important reminder
Protect yourself from impersonation
If any app, person, or message claims to provide a Paisa in Hand loan outside our verified flow, treat it as suspicious. Always confirm details through our official website before sharing personal information.
What to trust
Paisa in Hand works with registered lending partners and follows the required regulatory guidelines. Please rely only on official website or CRM communication, and avoid any third-party app claiming to disburse loans in our name.